Attention homeowners in Red Wing and Goodhue County: Need an appraisal?
The top reasons MN homeowners need TnT Appraisal MN:
Own a house in or near Red Wing, MN and need help determining the value of it?
At TnT Appraisal MN, we understand the unique needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular person not in the real estate business that probably doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at TnT Appraisal MN, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours. PMI Removal AppraisalsA fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At TnT Appraisal MN, we're experts in helping customers just like you delete unneeded and unwanted PMI insurance. Challenging a property tax assessmentLets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from TnT Appraisal MN is your perfect weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your house is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. TnT Appraisal MN can provide you with efficient appraisal to help you reinstate your home equity line of credit. We Provide Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from TnT Appraisal MN can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property. |